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Do it yourself Loan Modification Kit

 

It costs a lender a lot of money to foreclose on a home! For this reason and others, they would prefer not to foreclose on your home. This in combination with pressure from organizations to offer homeowners more leniency gives you the upper hand in this situation! If you just know how to use this advantage, you will have control!

Negotiate a thirty year fixed rate at five percent or better with a loan-to-value not exceeding 95%. Do not settle for anything less - regardless of your credit, or how many months you're behind; however, you have to have the income to support the new payment at approximately a 35% DTI! It's time to take the gloves off and fight.

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If after reading this easy to follow guide and applying the information it contains, you are unable to modify your loan, then we will refund your money up to 60 days after the date of purchase, or we will provide a $100 dollar credit towards our initial processing fee of $695 dollars to handle your loan modification.

  • Reduce your principal balance
  • Lower your interest rate
  • Have payments in arrears removed